We provide EFECTIU online (apkid: ke.co.efectiu) in order to run this application in our online Android emulator.
Description:
Run this app named EFECTIU using MyAndroid.
You can do it using our Android online emulator.
THE INVITATION PROCESS
On invitation to EFECTIU, the invitee will receive an SMS from "EFECTIU" which contains a link that will direct them to download the application from Google Playstore.
After successful installation of the application, the user will have to again refer to the SMS which will contain a unique referral code that the user has to enter, at the point of registration.
LOAN TENURE, RATES AND FEES
Loan Amounts: KSH 1,000 to KSH 150,000
APR/Interest rate: 15% - 120% (Monthly interest: 1.25% to 10%)
Loan Tenure: 61 days to 1 year
Processing fee: None
Onboarding fee: None
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms of up to 1 year.
Every loan amount we offer has the option to repay in a minimum of 61 days.
The amount would be directly deposited in your MPESA .
EXAMPLE
If the loan amount is 100,000 & interest is 120% per annum with tenure of 2 months, the total interest for 2 months would come out to be 20,000.
The Equated Monthly Instalment (EMI) would be 60,000.
This would translate to a maximum APR of 120%.
The total cost of the loan will be 120,000.
The total amount paid back including everything at the end of the term will be 120,000.
QUESTIONS?
Users will be able to interact with our support staff using the chat functionality right within the application.
INFORMATION SECURITY
EFECTIU's credit rating algorithm is entirely dependent on the data collected from Credit Reference Bureaus as permitted by Law.
We at EFECTIU believe in "Alternate Credit Scoring Mechanisms for Emerging Markets".
We take privacy very seriously and your personal information will never be shared without your direct authorization.
On invitation to EFECTIU, the invitee will receive an SMS from "EFECTIU" which contains a link that will direct them to download the application from Google Playstore.
After successful installation of the application, the user will have to again refer to the SMS which will contain a unique referral code that the user has to enter, at the point of registration.
LOAN TENURE, RATES AND FEES
Loan Amounts: KSH 1,000 to KSH 150,000
APR/Interest rate: 15% - 120% (Monthly interest: 1.25% to 10%)
Loan Tenure: 61 days to 1 year
Processing fee: None
Onboarding fee: None
Terms: Depending on your loan amount for which you are eligible, you have the option to choose repayment terms of up to 1 year.
Every loan amount we offer has the option to repay in a minimum of 61 days.
The amount would be directly deposited in your MPESA .
EXAMPLE
If the loan amount is 100,000 & interest is 120% per annum with tenure of 2 months, the total interest for 2 months would come out to be 20,000.
The Equated Monthly Instalment (EMI) would be 60,000.
This would translate to a maximum APR of 120%.
The total cost of the loan will be 120,000.
The total amount paid back including everything at the end of the term will be 120,000.
QUESTIONS?
Users will be able to interact with our support staff using the chat functionality right within the application.
INFORMATION SECURITY
EFECTIU's credit rating algorithm is entirely dependent on the data collected from Credit Reference Bureaus as permitted by Law.
We at EFECTIU believe in "Alternate Credit Scoring Mechanisms for Emerging Markets".
We take privacy very seriously and your personal information will never be shared without your direct authorization.
MyAndroid is not a downloader online for EFECTIU. It only allows to test online EFECTIU with apkid ke.co.efectiu. MyAndroid provides the official Google Play Store to run EFECTIU online.
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