PNB Bharat QR Merchant

Punjab National Banks Bharat QR Merchant Application offers a simple and reliable way to receive payments by the Merchants.
This allow merchant to:
-Login in to the application with valid credentials.
-Access transaction record and sales history on real time basis.
-To get an instant notification of successful transactions on the App and also on an SMS on the registered mobile number(s).
-Receive payments by displaying/generating Static QR Code(s) or Dynamic QR Code(s).
Static QR Code: It doesnt have amount embedded in the QR Code, consumer needs to enter amount after scanning the static QR Code.
Dynamic QR Code: These are amount specific dynamically generated QR Code to accept payment from consumer, where consumer will not be required to enter the amount.
Benefits for merchants
No need to install a PoS machine at their store and in turn, can save monthly rental charges levied on using the PoS terminal & other maintenance charges etc.
It allows merchants to accept payment without the use of POS swipe machine.
Unlike mobile wallet there would not be any limit to transfer money into the bank account.
Benefit for customer of merchants
Payment can be made online through Credit Card or Debit Cards attached to Banking App (viz.
PNB Kitty, PNB mBanking or any other such application of any member banks)
It is robust system to avoid any kind of frauds as card details are not exposed.
No need to carry physical card

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