Affirm: Buy now, pay over time

With the Affirm app, you can shop stress-free at your favorite stores and pay over time with flexible payment plansthere are no late fees, hidden fees, or surprisesever.
Why youll love shopping on the Affirm app:
Shop and pay with flexible buy now, pay later plans at almost any store
Check your eligibility with no impact to your credit score
Unlock access to exclusive deals and special rates as low as 0% APR
Manage your account and make payments easily
Open a high-yield savings account with no minimums and no fees.
How does Affirm work? Here's how to start shopping with the flexibility of buy now, pay over time plans.
Find your favorite store, shop, and fill your cart.
Choose from flexible payment options that fit your budgetwe'll never charge more than you see upfront.
Well check your eligibility and then youre good to go (the credit check takes only a moment and wont affect your credit score).
Complete your purchase online or at a physical store with Google Pay or Apple Pay.
With Affirm's buy now, pay later flexibility, you can shop at the stores you love without paying all at once.
We'll show you exactly what you're paying from the get-go, and well never charge you with late fees, penalties or hidden costs of any kind.
Now is the time to responsibly treat yourself with buy now, pay over time shopping and the flexibility of split payments.
Buy now, pay later at almost any store
Get access to buy now, pay later shopping across hundreds of stores
A split payment plan should be flexiblethat's why we offer plans ranging from 3, 6, 9 months, along with other options
Buy now and pay over time for almost everything, including apparel, auto, beauty, electronics, and more
Get exclusive deals as low as 0% APR
Some customers qualify for as low as 0% APR, so you wont pay interest while making payments over time
Shop exclusive deals on apparel, electronics, appliances, auto, and more
Manage your account and make payments
We're all about making financing simpleso you select your payment plan, and know exactly what you're paying from the start.
Make payments within the Affirm appwe'll even send you email and text reminders to keep you on track with your payment plan.
Open a high-yield savings account with no minimums or fees
Grow savings with the Affirm Savings accountdesigned to help you save smarter.
It's totally freethere's no minimum deposit, and you'll get a high annual percentage yield for every penny you add.
Choose a smarter way to pay at your favorite storesall while staying true to your financially responsible self.
Buy now and pay later with a flexible payment plan.
Its that simpledownload Affirm and make payments at your own pace today.
Rates from 0-30% APR.
For example, a $800 purchase might cost $73/mo over 12 months at 15% APR.
Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: affirm.com/lenders .
Affirm savings accounts are held with Cross River Bank, Member FDIC.
Options depend on your purchase amount, and a down payment may be required.
CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

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